FineCoin Review – Legit Company or Just Another Scam? Find Out Here…

Welcome to my FineCoin Review!

Lately, it seems like there are 100 very eager and very new MLM businesses finding their way onto the scene daily and aiming for you as their next investor…

But it can be hard to tell the legit companies from the scams…

So how do you choose if you should sign up and launch a business for yourself?

The best thing you can do before starting up is to thoroughly look into the new company and carefully research it.

Good news! You’ve landed in the right place to start that research!

In today’s review on FineCoin, I will dig as deep as I can into the company’s history, their products and their compensation plan.

Let’s get started!

FineCoin Review – The Company

FineCoin Review

When you visit the company’s website, there is no info posted on the owners or operators of the company.

After some digging I was able to find that the FineCoin website domain was registered privately as “” on the 9th of December in 2017.

USD is used throughout the company’s website, although the company says they are “the first and safest European lending platform.”

Just something to think about if you are considering investing with this company.

FineCoin Reviews – The Products

FineCoin Products

FineCoin doesn’t have any services or products for affiliates to retail to others or purchase for themselves.

But anyone wanting to sign up as an affiliate with FineCoin can market the company affiliate membership.

The FineCoin Compensation Plan

Affiliates looking to take part in the company compensation plan are required to join and invest into the company.

Company affiliates must buy into FINE points at a rate of purchase from 45¢ to $1.20 per FINE point.

Affiliates are then expected to return their investment points back to the company as a loan with the agreement of a promoted ROI.

  • Invest $100 to $1000 and receive a variable daily ROI for 240 days
  • Invest $1001 to $10,000 and receive a variable daily ROI plus bonus 0.1% daily ROI for 180 days
  • Invest $10,001 to $25,000 and receive a variable daily ROI plus bonus 0.25% daily ROI for 120 days
  • Invest $25,001 to $50,000 and receive a variable daily ROI plus bonus 0.35% daily ROI for 99 days

The company affiliates will earn referral commissions based on invested capital (funds) down to level 3 of sponsorship (unilevel):

  • Level 1 (personally sponsored affiliates) – 5%
  • Level 2 – 3%
  • Level 3 – 2%

Cost To Join FineCoin

The cost to join FineCoin as an affiliate is a membership, which includes a $100 investment.

Verdict of FineCoin

Now that we have reached the end of my review, I can say that I do not think this company is 100% believable…

First things first, I don’t think this company is offering us something we’ve never seen before…

“FineCoin gives you the ability to store, lend and transfer all your money with close to no fees.”

The FINE points are really only around for the means of a speculative investment for the company’s affiliates, now this brings up a major point, which is the company’s lending ROI business opportunity as a whole.

The company says they do make external revenue for ROI through a “trading bot:”

“Our developers have built a trading bot that diversifies and makes profits continuously and on a daily basis, allowing you to make profit by daily payouts and a large return on your investment.”

Now, if I had a penny for every time a company mentioned this on their website…

There is no proof that this company has a trading robot, and if they did, I would like to see them disclose the amounts it makes for the company.

If we get right down to it, the only real source of revenue coming into the company is through new investments made by new affiliates.

And in this case, that is the definition of a Ponzi scheme.

The administrators (whoever they are) are giving investors valueless pre-generated FINE points in exchange for real money.

The admins will take this money and payout agreed ROI for the duration that new affiliates are willing to sign up and become members.

When affiliate sponsorship slows down, so will the money available for ROI payments.

Then there will be a point where the company will stop making the profits they are seeking, and at this point (I hate to say it) is when the anonymous owners and operators take off with the money they already gained through the business opportunity they presented to investors.

The early investors will make a tiny profit through the sponsorship of new affiliates, but as any scam those whom invest will likely lose money.

My advice? Be careful with this company as you are likely to lose your investment…

I hope you enjoyed my FineCoin review and if you have any questions, please leave them in the comments below…

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-Jesse Singh

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